PayThePal
No app for your friends to download

You covered it.
Now get paid back.

One link splits the dinner, the trip, the group gift. Everyone pays by card or Apple Pay in two taps — and PayThePal does the nagging so you never have to send that text again.

Create a link — freeMoney lands in your bank, not ours.

Alex is collecting for

Beach house — May

Open
$840of $1,400 collected
  • PPriya$280Paid
  • MMarcus$280Paid
  • DDana$280Paid
  • SSam$280Unpaid
  • JJordan$280Unpaid

Auto-reminder goes to Sam and Jordan in 2 days.

Three steps. About fifteen seconds.

1

Say what it's for

Type the total and the names. We split it evenly, or set each share yourself.

2

Send one link

Text it, drop it in the group chat, or let us email everyone their own private link.

3

Watch it fill up

Card, Apple Pay, Google Pay — no signup for them. Money goes straight to your bank.

The part nobody else does: the follow-up.

Everyone means to pay you back. Most people just forget, and you are the one who has to bring it up — twice. PayThePal sends the polite nudge on a schedule, stops the moment someone pays, and keeps you out of it entirely.

  • Reminders at day 3, 7, and 14 — then it stops.
  • Stops instantly when they pay. Nobody gets nagged twice.
  • Mark someone as paid in cash and they drop off the list.
Day 0Your link goes out to 5 people.
Day 3Sam and Jordan get a nudge. You do nothing.
Day 4Sam pays. Reminders stop for Sam.
Day 7Jordan gets one more. Then we let it go.

Free to start. $7 when it pays for itself.

Standard card processing (about 2.9% + 30¢) is charged by Stripe on every payment, on any plan.

Free

$0

plus 1% of what you collect

  • · Unlimited collection links
  • · Card, Apple Pay & Google Pay
  • · Automatic reminders
  • · Money straight to your bank
Start free

Pro

Pays for itself at $700/mo

$7/month

and no platform fee — 0%

  • · Everything in Free
  • · 0% platform fee, forever
  • · Let payers cover the card fees
  • · No PayThePal branding on your page
  • · CSV export of everything collected
Start free, upgrade later